Are you struggling to save money?
Wondering where and what to cut that will help you save just a little bit more. Maybe you are looking for inspiration.
You are in the right place!
About two years ago my husband and I took a long hard look at our spending and we didn’t like what we saw.
When you are cutting your spending to save money you truly have to look at what you are buying!
Initially, before our debt reduction we would be brand specific. We would eat out several times a week.
I would hit up the coffee shop for a latté two or three times a week. We simply just weren’t watching what we were buying.
As a couple we took a serious look at our finances and assessed where we wanted to be in the future. Our lives changed when we bought The Total Money Makeover by Dave Ramsey.
As a couple we attended Financial Peace University and learned where we were faulting in our budgeting and our spending.
If you need to get your finances, money and budgeting in check Financial Peace University is a great place to start.
We took a long hard look at what we were spending money on and made a few changes.
I was surprised at the change it made in our budget and how much we were saving with just a few changes.
21+ Things We Stopped Buying To Save Money:
1. We stopped being brand specific with most of our groceries and relied on store sales and coupons to guide our purchases. We also stopped impulse shopping, or last minute “let’s have this for dinner” shopping. Now we meal plan and it is life saver and an amazing money saver.
We are brand specific to a few things. Such as TreSemme hair products, I have naturally curly hair and I find their hair care products work great.
I have also bought the same moisturizer for all of my adult life. Fruit of the Earth Aloe Vera Gel is multi-faceted in uses such as body lotion, sunburn cream, shave gel, hair gel and first aid gel. I simply love the stuff.
We are a Celiac household so we are brand specific to a few gluten free companies such as Udi’s and Skinny Pop Popcorn.
2. We stopped eating out so much. When you add up eating out for a family of three soon to be four, two or three times a week the bill could be somewhere close to $150 to $200 for a week. This is when I started meal planning.
3. I stopped buying deli meat and sandwich supplies for my husbands lunch for a few reasons.
They weren’t being eaten so the food was going to waste. We purchased him an oven lunch box and this thing rocks.
I can send leftovers or soups or chili and he can have a toasty warm lunch on the road. No more cold wasted sandwiches, just warm yummy lunches. This helps use up the leftovers and decrease the food waste, which essentially is money wasted.
4. I stopped buying individual meat portions and food portions. I started buying bulk, farm to table portions. I invested in creating relationships with our local farmers markets, bulk buy locations and invested in food division and storage.
5. I stopped buying my coffee to go in the morning so did my husband. We invested in a great coffee maker, reusable filters and stainless steel travel mugs. We are now saving $10+ a day.
6. We stopped buying reusable plastic containers and switched over to glass food storage, jars and stainless steel lunch containers. We switched to long term reusable lunch and food storage and we love it.
7. We stopped impulse shopping and learned to say “NO”. We plan, write lists and stick to our budget. We also communicate about money and our budget a lot more.
8. We stopped buying stuff to impress people and started buying the things we need.
9. We decreased our mainstream big box shopping for appliances, books, toys and etc. We learned to look for sales, shopping online on Amazon, Craigslist, ebay and at local thrift stores.
10. I stopped purchasing paper napkins and limited our other paper cleaning supplies. We switched to cloth napkins and cloth cleaning cloths.
11. I stopped buying small bottles of things we use regularly like shampoo, conditioner, ketchup and hand soap. We buy these in bulk and refill our current containers. This saves money and waste.
12. We stopped over buying food, there was so much food waste. Even though we were composting our food waste, we were basically throwing out money in the food we weren’t eating. Now we meal plan, we eat or freeze our leftovers and we freeze soup stock related foods.
13. I stopped buying smoothie additives. I was buying protein powder, greens powder, maca powder and much more. I researched a dairy free protein powder that met our needs and I now purchase Vega One for my early morning smoothie. During my pregnancy I purchased collagen to add to my smoothies instead of Vega, I noticed my body absorbed it better.
14. We stopped buying store bought cleaners, a little bit of vinegar and water will go a long way. Our cleaning solution is a 50/50 water and vinegar solution with a few drops of our favorite essential oil.
15. In general we stopped buying “stuff”. We learned to live with less.
16. I stopped buying dryer sheets and invested in dryer balls and I love them.
17. The whole family stopped buying stuff at full price when we could. We shopped sales, thrift stores, bulk buys and used coupons. I ordered a lot of my pregnancy and baby supplies on Amazon and saved a ton of money.
18. I stopped my magazine subscriptions which was a huge savings. I still do buy the odd magazine if I feel the articles apply to our life.
19 & 20. I stopped buying store bought dried fruit, applesauce and canned pears. Instead we dried our own fruit in season and can vanilla pears and fresh applesauce during harvest season.
21. We decreased our entertainment spending, instead opting for no spend weekends or simple fun family nights at home.
Cutting back on your regular spending. Shopping sales, using coupons, truly looking at what you are spending money on. Using a budget, shopping wisely with a frugal mindset will help you save money.
Have an amazing day,