Home is where the heart is.
It can also be an expensive place to be. Learn how to cut down on your household expenses with these 75 money saving tips.
One tip may save you a few dollars in the short run. Trying three or four of these tips will save you $100’s in the long run.
75 Money Saving Tips To Help You Cut Down On Household Expenses:
- Assess your spending
- Pack a bag lunch
- Switch to cloth napkins
- Ditch your single use paper and plastic items
- Grow a garden
- Turn the lawn into a garden and grow your own food
- Cook from scratch
- Do your own repairs
- Downsize your home if you can
- Save your coins in a jar
- Sell stuff you do use
- Don’t buy stuff to impress people
- Make your own cleaning solutions using vinegar, water and baking soda
- Use it, mend it, re-purpose it, recycle it
- Cut up old shirts and use them for cleaning rags
- Trade your goods and skills with others to save money
- Workout at home
- Purchase items that will last
- Learn to say no
- Freeze your leftover vegetables to use in soups and bone broths
- Invest in a good coffee maker or teapot and bring your own coffee or tea with you
- Use cash envelopes
- Have open communication with your spouse regarding money, goals and life
- Turn the heat down and save on electricity
- Become a one car family
- Ride your bike, walk or use public transport
- Hang your clothes to dry. Use a clothesline in the summer and a drying rack in the winter
- Make your own laundry soap
- Run your washing machine and dishwasher only when full
- Turn off lights that aren’t being used
- Cut the cable
- Cancel your landline telephone
- Unplug appliances that aren’t being used
- Meal Planning
- Eat your leftovers
- Plan potluck dinner parties with friends instead of eating out
- Learn to cook something new, variety is the spice of life
- Buy used clothing instead of new
- Purchased used, vintage furniture instead of new furniture
- Check the sales flyers and coupons before you shop
- Make a grocery list and budget and stick to it
- Try Youtube, if something breaks or you need to learn something. Youtube it.
- Stay home and enjoy what you have
- Plan a no spend weekend
- Plan a eat what you have meal planned for the week
- Opt to buy generic goods to save money
- Seal the windows and doors
- Keep emergency cash handy
- Be prepared for all seasons
- Don’t wait till the last minute with anything, repairs, groceries, planning and etc
- Cut back on entertainment expenses
- Taking in free kids classes at your local craft stores, hardware stores and library
- Do your own housework, baking, landscaping and maintenance work
- Set a budget and stick to it
- Learn to knit, crochet and sew
- Learn to use Do your own painting and redecorating
- Learn to use hand tools
- Buy it in bulk
- Use reusable shopping bags
- Compost your food waste
- Add compost to your garden
- Plant fruit trees and berry bushes
- Shop local
- Buy energy efficient appliances
- Install low flow shower heads
- Maintain all gas and wood burning fireplaces and heaters
- Opt for sweaters, slippers and blankets before turning up the heat
- Replace all your light bulbs with energy efficient light bulbs
- If you don’t have a tool or appliance borrow it, or rent it instead of buying it
- DIY your gifts
- Invest in an Instant Pot
- Buy cheaper cuts of meat or opt for meatless meals
- Drink more water and less pop and juice
- Plan cheap but amazing dates
- Use reusable soap dispensers
The biggest money saving tips.
Reading through this list I think the one tip that has made the biggest difference in our finances is assess where we were spending our money. We were truly spending without thinking.
You can read what we cut from our budget to save over $1000 a month.
Meal planning was another big money saver. When you work out of town, after a long day and travel time ordering take out just seemed so much easier.
But in reality once we planned our meals and everything was ready to go once we got home, a home cooked meal was so much better.
Coffee, vanilla lattes to be specific are my morning and afternoon wake up call. They are also a budget wrecker at over $5 each.
So we invested in a great coffee maker, milk frother and travel mugs to save a huge amount of money.
Saving money is easier than you think.
Simple, small changes can make a big difference in the long run.
Have an amazing day,